Pensions
Pre-Retirement Planning
For many people, the need for Pre-retirement saving is more important than ever before. Whilst we recognize that saving through a formal pension arrangement is not an exclusive means of retirement provision, it may be considered as a core component of general wealth creation.
Whatever you are looking to invest – from £50 per month to £5,000 per month, or you have existing provisions, you need to be sure that your money is working as effectively as it possibly can, which is where we can help you.
We offer full, whole of market, advice on the most suitable way for you to save for retirement. We also offer advice on any existing personal pension arrangements or schemes that you have through an employer to assess areas for improvement.
Kent Insurance Services are qualified and approved to offer specialist advice on pension transfer options.
At Retirement Planning
Having accumulated a pension fund, it is essential that when retire you receive independent financial advice to consider all of the available options for Post retirement planning.
We aim to guide you through the pensions maze by providing you with clear information on the advantages and disadvantages of the various options such as Annuities (Secured Pensions) and Income Drawdown/Phased Retirement (Unsecured Pensions).
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When taking the benefits from your retirement plans you need to ensure that you are achieving the highest possible value. We, at Kent Insurance Services, aim to help you accomplish this. One of the many ways we can help you manage this is by exploring the possibility of achieving a substantially higher income by exercising your right to an open market option (OMO).
The value of investments can go down as well as up and you may not get back the full amount invested.
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